A very dignified gentleman walks into a city centre bank and enquires about taking out a loan for £1,000.
"What security can you offer?", the banker enquires.
"Well, I've parked my Rolls Royce Phantom in one of your parking bays, I'll be away for a few weeks here are the keys."
Four weeks later the dignified gentleman returns and pays off the loan, £1012 including interest and collects his keys.
"Pardon me," the banker says, "but why would a man of your obvious means bother with a paltry loan of £1,000?"
"Very simple," he replied, "where else in the middle of Coventry could I get 4 weeks secure parking for £12?"