Call an ambulance

[rebbonk]

Paddy and Mick are out for a Sunday drive when Mick swerves to avoid a deer and crashes into a tree.

Mick bangs his head quite badly and is talking gobbledygook so Paddy calls for an ambulance.

Paddy: .............Hello I need an ambulance please my mate Mick has crashed the car

Despatcher:.... OK sir is there anyone hurt

Paddy: .............Yes Mick's hurt his head and he's quite dazed and is talking jibberish

Despatcher: ....OK I take it he's not fully compas mentis then

Paddy:..............No,

Spoiler:

just Third party, fire & theft.