Man: yes
Lady: how many packs a day?
Man: 3 packs
Lady: how much per pack
Man: $10.00
Lady: and how long have you been smoking?
Man: 15 years
Lady: so 1 pack cost $10.00 and you have 3 packs a day which puts your spending each month at $900. In one year, it would be $10,800 correct?
Man: correct
Lady: if in 1 year you spend $10,800 not accounting for inflation, the past 15 years puts your spending at $162,000 correct?
Man: correct
Lady: do you know that if you hadn't smoked, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 15 years, you could have now bought a Ferrari?
Man: do you smoke?
Lady: no
Man:
Spoiler:
